Overview
Recently while getting into the deep-weeds of credit card points and churning, I realize that there is an easy way to get 5% cash-back especially for those who just want an easier every-day way to save money.
And that is with the Amazon Prime Visa card! Actually right now, July 16th, 2024, it even gives you 200 dollars in Amazon credit just to apply for it because of Prime day. So what is the play here?
E-Cards; E-Cards; E-Gards
Amazon Prime Visa Card gives you 5% back if you have Prime membership. Which by the way, even if someone just in your family has prime, you can create a “household” where then everyone in the household gets prime.
Using that you can then just buy e-gift cards off of Amazon for Uber, Airbnb, Sephora etc, and get an automatic 5% back. Maybe you won’t be doing this for every day small purchases, but certainly maybe for an Uber to an airport transfer, or a long airbnb stay, or a large online shopping purchase, it’s an easy way to earn a 5% back.
Summary:
Get an Amazon Prime Card
Buy an E-Gift card targeting your spend
Apply E-Gift card + get your 5% back